This site of CasaXero covers a part of the Costa Blanca of Spain.
This area covers roughly from Denia to Castalla where we don’t just focus on the coast but more to the rustic inland area of the Costa Blanca.
Of course we also present houses closer to the coast or even at the sea.
We believe that a local broker will offer the best service possible as he is familiar with the area and the bureaucracy. Many brokers try to undertake large areas and therefore cannot offer you quality. We know our limitations and have therefore chosen to work with local brokers who know their area very well.
Should your choice be for an area in particular, then you are -next to our assistence- also assisted by the local agency who will always be there to give you support.
In case you do not speak Spanish, which is an important factor when buying a Spanish property, it is good to know that we will be able to assist you in: English, Dutch and German. This is very useful for dealing with contracts and in general all Spanish bureaucracy!
Our collaborating lawyer is actually English and we have a perfect understanding when it concerns assisting you in buying your new Spanish property.
HOW DOES ONE PURCHASE?
Step 1 Select The price of a house is of course an important starting point. Convince yourself beforehand (eg using your bank) what amount you can spend. Consider also: -location in relation to the sun -distances to the coast, village center, shopping centers, (in Spain it is quite normal if you’re half an hour travelling to a supermarket), -water supply -quality of roads -pool, (the construction of an average pool of 4 x 8 m easily costs around Euro 10.000, -).
Step 2 Getting answers to your questions Generally, you made a choice and there are questions. After you have contacted us and had your questions answered, you will have a better idea of your choice. If your choice still stands, then the next step will be “The 1st viewing”.
Step 3 The 1st Viewing This is obviously a very nice experience if you find that you choose the right one! We emphasize that we do not deal lightly with a viewing. There is a lot of time and preparation involved in it to get a visit around. 1 viewing can easily take half a day. This is the reason that we ask you to reflect on your good choice beforehand. Make an appointment at any time with your partner or with someone who knows you well. You can later discuss and coordinate questions: 2 heads are better than one. During a visit let the house quietly influence you and know that you will be assisted by us. If the owner is present, answers can be given at the same time.
This is so practical. All details like the building quality will be taken with you. A first visit is usually required for you to convince yourself that the home really meets your needs. Yet there will be remaining questions… The next step is a simple one: we will have new questions for you to answer and even a 2nd viewing.
Step 4 The 2nd Viewing During a second visit, we are generally more critical. This is logical, you are seriously facing a genuine sale and you want to be sure that you have made the right choice. Once you have convinced yourselve and all the ins and outs of the house are known, the next step is to launch a bid.
Step 5 Launch a bid You as a buyer have a certain amount in mind. This amount we agree with you including on what conditions the offer is made. Thus it is common for owners to indicate that there are building permissions available. For example for, a pool or a house extension. These authorizations shall be or actually are, for the seller to prove. Very important is that the escritura, (deed of the house) and ‘Nota Simple’ has no remarks regarding debts or taxes (if this is the case then the obligation to pay taxes will automatically be moved to the new owner …. so you ).
Also the specified size of the land must actually match the size and boundaries as established in the land registry. There are several conditions on this point which you can find at ‘buying tips’, which fall under the control of a lawyer and should be examined.
Step 6 Sales contract If the parties are in agreement on all issues, they are recorded in a draft purchase contract drawn up by a lawyer (usually the attorney for the seller). Your attorney -who we provide- checks and corrects if necessary until a contract is finished, during this process you will be kept fully informed.
In most cases a part of the purchase price as a deposit must be paid by you. Usually this amounts 10% of the purchase price, but it may also be that this amount is lower. This depends on the terms which can be agreed with the seller / owner.
This deposit will be refunded to the so-called ‘trust account’ of the selling lawyer. In the UK you are accustomed that this is done by a notary. In Spain it is of course a bit different. In Spain, a notary is only responsible for a legally correct contract and to verify that he or she or the contractors really are who they claim to be.
Hence there is always a lawyer who performs the actual checks, etc. in preparation for the notary as you want.
Step 7 Notary On the basis of the sales contract signed by the parties, a date of the actual selling is agreed: the ‘transfer date’. On the date of transfer buyer and seller, accompanied by their lawyers will be at the notary. The notary takes the audience of the new title deed of the house where there time is made available for you to have translated everything that the notary is discussing. This, so you know exactly what you are signing. When leaving the notary you know that you are the lucky new owner of a Spanish house!
We realize that this could be all new information for you and you are not familiar with the procedures.
Rest assured that if you have an appointment with us and once you are going to make a decision to buy a Spanish home with us, you, personally tailored to your situation will be explained all the procedures again.
Most important for us is that you know what happens, that you buy without worries and after the sale there are no problems to be solved.